Life Events

Life can be complicated – your financial plan doesn’t need to be.  Click on the examples of life events below to see if there are any financial implications for you to consider.


The importance of a college education in the modern workplace cannot be understated, and education should be viewed as investment of your time and money. There are many ways to finance a college education, and our advisors can help you save, plan and make smart decisions that reduce the impact on your other financial goals.


A new job presents an opportunity for your career, personal and financial growth. It is important to take advantage of any company benefits, including health and life insurance, and any retirement plans. In addition, if you have assets from a previous employer’s plan, you’ll want to consider all of your options to keep the plan, combine it, or roll it over into an IRA where you may have more control over the investment choices and cost. Our advisors can help you get organized to make the right decision.

Before deciding whether to retain assets in an employer plan or roll over to an IRA an investor should consider various factors including, but not limited to, investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions, possession of employer stock and reduction/elimination of guaranteed benefits from the pension plan.


Joining another person in marriage involves more than just dreaming about the future together. Combining the financial situations, histories and personalities of two people can get complicated. Having frank conversations and a plan on how to handle your finances will go a long way to helping achieve marital bliss.

In addition, the cost of a wedding can be a significant expense on the parents or soon-to-be-spouses. Our advisors can help you plan for the big day without hurting your other financial goals.


With the joy of a new child comes a great deal of responsibility and financial planning. From updating your will, to increasing your life insurance, to starting a college savings plan and creating a budget, our advisors can help you get organized so you can enjoy being a new parent.


The emotional and financial challenges of divorce can derail your financial plans. Our advisors can help guide you through this difficult time and develop an appropriate strategy so you can focus on the future.


You’ve worked hard all your life and you deserve to have a comfortable retirement. Retirement planning involves both the accumulation and distribution phases, and each may have its strategy. Our advisors will evaluate your sources of retirement income and your current investment strategy to help develop a retirement income strategy to help achieve your dreams.


Making financial decisions during a time of grief can often compound the emotions involved. Having an experienced advisor to help guide you through this time can help you regain a sense of control. With proper planning, you may be able to avoid or minimize potential financial hardships.

Contact us today for a no-obligation review.