Howard Financial & Associates has helped clients achieve their financial goals for over 40 years. As a family led firm, we understand that no two investor’s financial situations are alike and a one-size-fits-all approach to investments does not work. Our advisors listen to your needs, then develop an appropriate financial strategy.
A discussion of the dynamics of the current job market — one that is quite possibly the most worker-friendly in many years.
The pro-rata rule determines how much of a traditional IRA distribution is taxable. Read this article to learn how the rule is applied.
This article explains how a mortgage recast works to enable a homeowner to reduce a monthly mortgage payment without having to refinance and why it may be an appealing solution in certain situations.
Retirees face unique challenges when managing their income, particularly when it comes to taxes. This article provides an overview of tax-related issues, from taxing Social Security to the new RMD rules and determining when to tap taxable and tax-advantaged accounts.
Compare the potential future value of tax-deferred investments to that of taxable investments.
Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.
Estimate the potential cost of waiting to purchase a long-term care insurance policy.
Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.